Comments for Credit Card Central http://www.xchangefree.com Credit Card Resources Fri, 05 Feb 2010 17:25:07 -0600 http://wordpress.org/?v=2.8.4 hourly 1 Comment on Credit Card Rewards, Incentives by CreditCards4ALL http://www.xchangefree.com/rewards-card/credit-card-rewards-incentives/comment-page-1#comment-366 CreditCards4ALL Fri, 05 Feb 2010 17:25:07 +0000 http://www.xchangefree.com/rewards-card/credit-card-rewards-incentives#comment-366 <b>nice</b> <br> nice nice
nice

]]> Comment on Credit Card Rewards, Incentives by Kingha01 http://www.xchangefree.com/rewards-card/credit-card-rewards-incentives/comment-page-1#comment-365 Kingha01 Fri, 05 Feb 2010 17:25:07 +0000 http://www.xchangefree.com/rewards-card/credit-card-rewards-incentives#comment-365 <b>fake</b> <br> fake fake
fake

]]> Comment on Can I get an unsecured credit card if I have no credit history? by jim http://www.xchangefree.com/unsecured-credit-cards/can-i-get-an-unsecured-credit-card-if-i-have-no-credit-history/comment-page-1#comment-363 jim Thu, 04 Feb 2010 06:26:59 +0000 http://www.xchangefree.com/unsecured-credit-cards/can-i-get-an-unsecured-credit-card-if-i-have-no-credit-history#comment-363 I started with dept store credit cards when I was 18. Most will give you a credit card with a real low credit line. Use it wisely, and you'll soon be able to get a major credit card. One thing will lead to another, until you can buy a car, house, ect...<br><b>References : </b><br> I started with dept store credit cards when I was 18. Most will give you a credit card with a real low credit line. Use it wisely, and you’ll soon be able to get a major credit card. One thing will lead to another, until you can buy a car, house, ect…
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]]> Comment on is it legal for a creditcard co. to charge you fees if you never activated the card? by Anjell http://www.xchangefree.com/apply-for-a-creditcard/is-it-legal-for-a-creditcard-co-to-charge-you-fees-if-you-never-activated-the-card/comment-page-1#comment-354 Anjell Thu, 04 Feb 2010 06:15:59 +0000 http://www.xchangefree.com/apply-for-a-creditcard/is-it-legal-for-a-creditcard-co-to-charge-you-fees-if-you-never-activated-the-card#comment-354 Activation is really a thing of the past especially with regular credit cards as opposed to department store cards. I'm sure if you look back in the fine print of your account agreement you will find that fees are applicable at x time. If in doubt give them a call and have them point it out for you.<br><b>References : </b><br> Activation is really a thing of the past especially with regular credit cards as opposed to department store cards. I’m sure if you look back in the fine print of your account agreement you will find that fees are applicable at x time. If in doubt give them a call and have them point it out for you.
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]]> Comment on What are all of the stores that offer a Savings Reward Card? by Jessi http://www.xchangefree.com/reward-card/what-are-all-of-the-stores-that-offer-a-savings-reward-card/comment-page-1#comment-360 Jessi Thu, 04 Feb 2010 05:46:59 +0000 http://www.xchangefree.com/reward-card/what-are-all-of-the-stores-that-offer-a-savings-reward-card#comment-360 PetCo, PetSmart, Uncle Bills pet store, CVS, Marsh, Kroger, Speedway gas station, GasAmerica gas station, FYE (but it cost you a membership fee that last a year), Casual Male XL (mens clothing store) are the ones we have...<br><b>References : </b><br> PetCo, PetSmart, Uncle Bills pet store, CVS, Marsh, Kroger, Speedway gas station, GasAmerica gas station, FYE (but it cost you a membership fee that last a year), Casual Male XL (mens clothing store) are the ones we have…
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]]> Comment on What is the best balance transfer credit card? by cloius http://www.xchangefree.com/balance-transfer-credit/what-is-the-best-balance-transfer-credit-card/comment-page-1#comment-350 cloius Thu, 04 Feb 2010 05:46:59 +0000 http://www.xchangefree.com/balance-transfer-credit/what-is-the-best-balance-transfer-credit-card#comment-350 This site has listed the best credit cards with balance transfers: http://bestcreditcardratings.com/balance-transfer-cards/<br><b>References : </b><br> This site has listed the best credit cards with balance transfers:
http://bestcreditcardratings.com/balance-transfer-cards/
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]]> Comment on is it legal for a creditcard co. to charge you fees if you never activated the card? by Kathleen K http://www.xchangefree.com/apply-for-a-creditcard/is-it-legal-for-a-creditcard-co-to-charge-you-fees-if-you-never-activated-the-card/comment-page-1#comment-353 Kathleen K Thu, 04 Feb 2010 05:41:59 +0000 http://www.xchangefree.com/apply-for-a-creditcard/is-it-legal-for-a-creditcard-co-to-charge-you-fees-if-you-never-activated-the-card#comment-353 This happened to me. I never called to activate the card, and I then got an invoice for an annual fee. I called and complained and they reversed the charge and closed the account. So basically they opened the account without my permission. Who knows if it is legal, but they do it. They don't care, they just want your money. I would NEVER use a credit card that has an annual fee. There is no point. So if that happened to you, call and have them reverse it and cancel it.<br><b>References : </b><br> This happened to me. I never called to activate the card, and I then got an invoice for an annual fee. I called and complained and they reversed the charge and closed the account. So basically they opened the account without my permission. Who knows if it is legal, but they do it. They don’t care, they just want your money. I would NEVER use a credit card that has an annual fee. There is no point.

So if that happened to you, call and have them reverse it and cancel it.
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]]> Comment on What are all of the stores that offer a Savings Reward Card? by tink http://www.xchangefree.com/reward-card/what-are-all-of-the-stores-that-offer-a-savings-reward-card/comment-page-1#comment-359 tink Thu, 04 Feb 2010 05:37:59 +0000 http://www.xchangefree.com/reward-card/what-are-all-of-the-stores-that-offer-a-savings-reward-card#comment-359 Dicksporting, Omalia's, Subway(not sure if it's a card) Hallmark, GNC, Petco, Famous Footwear, DSW, Best Buy, Petsmart<br><b>References : </b><br> Dicksporting, Omalia’s, Subway(not sure if it’s a card) Hallmark, GNC, Petco, Famous Footwear, DSW, Best Buy, Petsmart
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]]> Comment on Can I get an unsecured credit card if I have no credit history? by Carla Wong http://www.xchangefree.com/unsecured-credit-cards/can-i-get-an-unsecured-credit-card-if-i-have-no-credit-history/comment-page-1#comment-362 Carla Wong Thu, 04 Feb 2010 05:36:59 +0000 http://www.xchangefree.com/unsecured-credit-cards/can-i-get-an-unsecured-credit-card-if-i-have-no-credit-history#comment-362 Go to Bank of America, ask them that you want a credit card but you put deposit about $300.00 and if you use the credit card over limit, the bank will deduct from the $300.00. in your deposit. So in the mean time you will start build your own credit history. Good luck<br><b>References : </b><br> Go to Bank of America, ask them that you want a credit card but you put deposit about $300.00 and if you use the credit card over limit, the bank will deduct from the $300.00. in your deposit. So in the mean time you will start build your own credit history.
Good luck
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]]> Comment on What is the best balance transfer credit card? by enn http://www.xchangefree.com/balance-transfer-credit/what-is-the-best-balance-transfer-credit-card/comment-page-1#comment-349 enn Thu, 04 Feb 2010 05:11:59 +0000 http://www.xchangefree.com/balance-transfer-credit/what-is-the-best-balance-transfer-credit-card#comment-349 If you can become a member of a credit union, do so. Credit unions offer very reasonable interest rates to members on credit cards, personal loans, auto loans, and mortgages. If you can't, Discover Card is one of the better cards for paying off a debt, as their interest rates are fair to customers who pay their bill in a timely manner each month. Not all stores accept Discover Card, but their customer service is a lot nicer than the Big Guns of Bank of America, Capitol One, and the like. If you can, look into accounts with Washington Mutual. Ihave been hearing good things about their customer service. Apply for a credit card through them as their bank customer, they should offer you reasonable fixed rates as a bank customer.<br><b>References : </b><br> If you can become a member of a credit union, do so. Credit unions offer very reasonable interest rates to members on credit cards, personal loans, auto loans, and mortgages.
If you can’t, Discover Card is one of the better cards for paying off a debt, as their interest rates are fair to customers who pay their bill in a timely manner each month. Not all stores accept Discover Card, but their customer service is a lot nicer than the Big Guns of Bank of America, Capitol One, and the like.
If you can, look into accounts with Washington Mutual. Ihave been hearing good things about their customer service. Apply for a credit card through them as their bank customer, they should offer you reasonable fixed rates as a bank customer.
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